Only Social Security Is Not Enough

People tend to think that social security is enough and there is no need to think of retirement planning on soundcloud.com. But this is not true. It is due to these misconceptions or misunderstandings that many people who are approaching retirement or those who have already retired are surprised with lesser income than expected or paying of unexpected taxes.

David Giertz, president of Nationwide Financial Distributors, says that we need to realize that pensions of the older generations are drying up. Hence it becomes all the more important to have retirement income plan. It would also include maximizing the benefits accruing from Social Security.

In fact, study has already been conducted by the Nationwide Retirement Institute. It shows that nearly 30 percent already retired people are receiving lesser benefits than what they had expected at https://twitter.com/davidgiertz. Besides, this number is increasing every year. The study was conducted on nearly 900 people who were aged 50 or more.

David Giertz stated that the point of concern here was that 86 percent of those who are about to retire were not aware of factors which would determine their benefits from Social Security.

Another misconception that most of the financial advisors deal with is regarding age. Many people consider age 62 as the time to start with Social Security on Vimeo. They are not aware that retirement age in full as per the government is between 65 and 67. Hence waiting until this age, or else delaying the benefits still further will lead to a higher monthly check.

David Giertz is the president of distribution as well as sales at his firm. He says that a large number of retirees say that health problems are preventing them from living retirement the way they had envisioned it. These healthcare expenses are keeping many retirees from living the retirement that they had always expected.

Karl Heideck’s Life As A Litigator In The US

The law is an interesting thing to learn. The legal profession is known to be one of the most prestigious in the world. Lawyers are also respected professionals and members of the society. They not only shape opinions but they also influence the societies in which they come from. Whether you want to study law or work as a litigation attorney, you may want to know what it takes to be a successful attorney.

In order to be a litigation attorney in the United States, there is a procedure that you must follow. The first one is to obtain an undergraduate degree. After that, you must the law school admission rest. It is also important that you get a juris doctor degree from a recognized law school in the country. When you succeed in your American Bar Exams, you can then get a license to practice as a litigator.

Read more on Medium.com.

One of the most respected litigation attorneys in the country is Karl Heideck who is known for his cases which he has represented many clients. He represents them in court on a number of issues, ranging from family law to business litigation. He is also an expert in bankruptcy and risk management. With his prowess in court processes and procedures, he is able to get the best outcome for his clients who often come to him with a variety of challenging issues.

What makes Karl Heideck a good attorney is the fact that he manages to obtain innovative legal solutions for his clients. Heideck is also good at preparing the necessary paperwork should they be needed by the court. His law office is also known for the kind of advice which he gives his clients. He is reliable and able to assist whenever you are in doubt about your legal rights.

Learn more about Karl Heideck: https://about.me/karlheideck

Brad Reifler Shares Financial Concepts that can Facilitate Proper Financial Planning

It is paramount that every adult familiarizes himself or herself with the following knowledge in finance.

  • Advantages of a budget

Budgets are quite relevant to both business and personal life. Having a budget ensures one has enough for the things they require. When income and expenses are balanced, debts are avoided.

  • Understand why you get paid less than you earn

Pay slips indicate the gross salary and what taxes are deducted. People ought to known what deductions are made from their salaries. Some of the deductions made include Federal government income tax, health insurance, social security contributions, and 401K. Learn more about Brad Reifler: https://about.me/bradreifler

  • The compound interest policy

Saving money at an early age guarantees you a comfortable retirement since the money saved accrues interest, which is then added to the saved money. The compounding policy ensures you have enough when you retire.

  • Strive to have good credit

Unlike student loans, a mortgage cannot be issued without excellent credit scores. Therefore, it is important to maintain a good credit score at all times through activities such as paying rent on time. If you have limited or damaged credit scores, taking out a starter loan may help you build your scores.

  • Always go for good deals

There is a huge difference between a low price and a good deal. Low price means cheap and, hence, poor quality. Always negotiate for better deals on things like insurance policies because you can get them.

A look at Reifler’s business endeavors

Brad Reifler is a Bowdoin College graduate and is currently the chief executive officer of Forefront Capital Management. He began his career in 1982 where he established Reifler Trading Corporation, a company that he managed until 2000.

In 1995, he established Pali Capital, Inc. and held the position of managing director. He grew the company to a multi-million dollar enterprise that, in turn, hired more employees and expanded business to other countries.

According to PR News Wire, Brad Reifler also manages other companies such as ROOT Exchange Inc., ITG Market Research Inc., and Symmetry Property Development, LLC.

Brad Reifler has also sat on the board of directors of company’s such as Genesis Securities, Foresight Research Solutions, and European American Investment Bank. Until March 2016, Reifler worked as the Director of Wins Finance Holdings.

How Sam Boraie is Excelling in Real Estate and Community Leadership

Developer Sam Boraie(https://www.crunchbase.com/person/sam-boraie#/entity) is flourishing as both a real estate investor and a community leader. He donates toward two New Brunswick organizations: The Elijah’s Promise and the famous State Theatre. For many years, these community organizations have received thousands of dollars from Sam Boraie.

The State Theatre in brief

The New Jersey State Theatre is one of the most prestigious cultural landmarks located in the New Brunswick region. It specializes in the provision of art-oriented educational programs to over 30,000 students annually. It offers free performance tickets and organizes music classes as well as teacher appreciation nights. Boraie Development, https://www.bloomberg.com/profiles/companies/0601263D:US-boraie-development-llc, has supported this organization for many years.

Elijah’s Promise

In a report by PR News, executive VP Sam Boraie has introduced Boraie Development into the world of philanthropy. Elijah’s Promise has thrived due to the generous contributions and leadership it receives from Sam and Boraie Development. Sam is one of the decision makers at Elijah’s Promise.

Career

Sam Boraie serves in the capacity of executive VP at the New Jersey-headquartered Boraie Development. The firm has infiltrated the property market of New Jersey. It has overseen some of the most expensive projects in New Jersey. Boraie Development’s reputation stems from its ability to partner with top financial institutions, seasoned architects, and leading contractors to develop outstanding properties and complete projects within schedule. Sam ensures that the firm’s clients are receiving excellent services. He works with other executives in implementing Boraie Development’s long-term investment plan. He collaborates with other developers to transform New Jersey into a prominent tourist destination.

 

Contact a Securus Technologies Representative To Get Started On Communicating With an Inmate Who May Be a Friend, Significant other, or Relative Today!

Securus Technologies is bringing the exciting world of innovative forms of technologies to your very own home. Unfortunately, there are a vast array of people who are unable to visit their friends, family members, or significant others who may be in unfortunate circumstances of being in a jail. In such a situation, one may want to consider utilizing the program the has been designed by Securus Technologies to allow people to communicate with others even in the case one of the parties is currently in a state of incarceration.

 

Conducting appointments through visitation in which visitors go to the jail and present themselves to the front of the jail so that they can enter within an appointed time to talk with the inmate has been the traditional means of communicating with inmates. However, Securus Technologies enables those visitors to skip the process that is involved with visitation in which they were required to be physically present, which has also deemed to be quite lengthy and time consuming, by downloading its program so that they can chat in a Securus Technologies environment with those who they are wanting to keep in touch with and are unfortunately in jail.

 

Securus Technologies has not only brought a great world of technology and communications to our everyday citizens, it has also provided law enforcement officials with a tool that allows them to potentially use anything that is said in the videoconferencing sessions as evidence to begin investigations should anything about crimes be mentioned in them. Therefore, it is highly beneficial for individuals to ensure that they’re utilizing such a wonderful tool that is available for them to not only communicate, but to also solve crimes that may be a threat to one’s community. Securus Technologies has brought the world of innovation to your very own fingertips.

 

The Business Guru, Jeffrey Schneider.

Jeffry Schneider started his business quite early after he graduated from the University of Massachusetts at Amherst. Through this, he was able to get acquainted with different professional skills related to the business field like connecting well with his clients and knowledge of investment strategies. On working for Paradigm Global Advisors, he was able to learn how to analyze managers. A skill that summed up enough experience to help him set out on his own in the financial field. He is now the founder of the Austin-based Ascendant Capital LLC which seeks to ensure there is a diverse range of marketing, education, sales and operational services and an innovative approach to financial restructuring. The company helps raise capital for established and emerging asset fund sponsors like private banks, family offices, broker deals and the like around the world.

The company has experienced tremendous growth under his leadership from two to more than twenty employees over the past five years and raising almost $1 billion on behalf of some managers. The capital has been used to purchase assets like real estate and auto dealerships. The company seems to be at the top of their game, and after such profits, Jeffry Schneider and his team are only aiming higher, and if we are to be specific, they are looking forward to making more than $50 billion monthly. The Ascendant Capital works with more than fifty broker-dealers, 250 investment advisors, and many family offices. The capital culture of the company plays a significant role since it develops a sense of trust between the team members and open dialogue. One of the company’s traits that Jeffry holds with high esteem. He believes that to reduce volatility, it is better to settle for other investments. Jeffry also understands his employees and makes sure they have a conducive working environment.

Apart from being so good at his job, Jeffry is quite an athletic person who takes pleasure in keeping fit and eating healthy having been part of a marathon and half ironmans. He is also a triathlete. He is adventurous and has traveled much around the globe and his love for charity involving himself in liberal movements such as Cherokee Home for Children and many others. Jeffry is also a dad and a husband and is quite passionate about that as seen in his tweets talking about being a parent and a business guru. He firmly believes that no parent can be too busy for his/her children. Something that many entrepreneurs should figure out. Reading business books is also a culture for him and might just be one of the things making him as successful.

Social Media: https://www.facebook.com/public/Jeffry-Schneider

Helping Others: A Mission Kevin Seawright Has Made His Own

Do you want to make a positive impact on the world around you? If so, Kevin Seawright is a great person to learn from. He has done a lot of good work with his business and his clients. Learn more about more Brian Torchin: https://twitter.com/kevinseawrightt

Not only that, but he is also able to help others in a variety of ways through the local community. Giving back is a huge area of focus for many in business today.

Early Life

From the time he was young, Kevin Seawright always wanted to be in business for himself. His drive for success is one of the biggest reasons that he is so good at what he does.

He is always willing to work hard for what he has. Not only that, but he is also willing to take things to a new level for a variety of reasons. Market Wired revealed to us that as a small business owner, Kevin Seawright constantly has to be willing to innovate in order to drive value for his company. This is one advantage that small companies have over larger ones.

Future Plans

According to Angel.co, in the coming years, Kevin Seawright wants to invest in his business in a variety of ways to drive growth and value. A lot of small business owners today look up to the success that he has had in a short period of time.

Not only that, but they also want to help others on the level that he has. He is the perfect example of someone who is impacting the world in a positive way through his business.

Arizona tech Entrepreneur Jason Hope Donates Big To Worthy Causes

Jason Hope, the Arizona tech entrepreneur famous for founding mobile content provider Jawa, has been recognized in a special ceremony for his massive $500,000 contribution to the SENS Foundation, to be used in the study of atherosclerosis and its underlying disease processes. This is not the first time the prolific philanthropist has made a big donation. But Hope says that this donation marks a shift in his view of the direction in which medical research should go in the 21st century.

Echoing a growing medical consensus, Hope reflects on the fact that the current ethos driving the medical establishment, especially in the United States, is one that has emphasized treating diseases which have already appeared. In an unfortunate number of cases, these diseases are only caught in the advanced stages, when even cutting-edge treatments are less effective. Hope sees the best way forward not as going after diseases that have already appeared but preventing them from ever occurring in the first place.

A silent killer deadlier than most know

Atherosclerosis is among the deadliest killers in its own right. Each year, more Americans die of coronary disease than of any other illness. Most of those cases are the direct end result of atherosclerosis. However, Jason Hope recognized that this disease’s claws dig much deeper into the health of the nation.

The underlying process that generates atherosclerotic plaque is implicated, at least in part, in almost every major degenerative disease associated with aging. In atherosclerosis, fibrinous plaques form when phospholipids and other substances flowing through the bloodstream attach to the walls of blood vessels. These cause small imperfection in the vessel wall, which the body recognizes as damage. An inflammatory response is then set in motion in which the body sends in its natural repair kit to cover up the injured spot and return the vessel wall to its normal state. However, the fibrinotic scar tissue, or plaque, only covers the damaged area. After many of these plaques form over and over, the blood supply can be severely restricted. If a plaque ruptures, a clot will form, which can cut off blood flow completely. This causes a heart attack.

Julie Zuckerberg is a New York Based Expert Recruiter

Julie Zuckerberg is a New York-based famous recruiter. She is known for her expertise in talent acquisition and management. Since 2014, she is working at Deutsche Bank as an Executive Talent Acquisition Lead. Very often she gets to work with business leaders of different sectors. She guides process improvement and develops recruitment strategies. Many companies approach her for developing and negotiating top management offers. In addition to this, she coaches recruiter teams and counsel leadership and executive committees. Zuckerberg served at Talent Acquisition as an Executive Recruiter. Her job was to deal with business relationships and taking care of contract governance. She has an outstanding career of fifteen years. She used to work at New York Life Insurance Company before joining Deutsche Bank. She was the Corporate Vice President and Senior Recruiting Lead. Her job was to manage the recruiting process and analyze customer needs with the management.

 

 

Before serving at New York Life Insurance Company, Zuckerberg has worked as Vice President and Executive Recruiter for more than six years at Citibank. Her role was to negotiate senior level complex job offers, advice on recruitment strategies, and international sourcing of talent. Julie Zuckerberg worked at Hudson as Director of Candidate Placement before joining the Citibank. She had involvement in various activities such as recruitment of case managers, temporary support staff, paralegals, and attorneys. Different corporations, financial institutions, and legal firms hired her for recruiting temp-to-hire positions. In addition to this, she headed conflict resolution and counseled & coached employees. Her sound work ethics and the great educational foundation are the reason behind her successful career.

 

 

Julie Zuckerberg initially decided to study philosophy at the City University of New York-Brooklyn College. During the study, she changed her mind and applied to New York Law School. As a result, talent acquisition became her area of interest and career. When it comes to teachers and mentors, Zuckerberg has always been very lucky. She worked with many extraordinary people who became her mentors during the initial phase of her career. She is a famous recruiter today because of those people. They broadened her skill set to higher levels. Today Julie Zuckerberg is a shining star of the corporate world. She is a versatile professional with outstanding skills like human resources, conflict resolution, employee training, coaching, acquisition & management, sourcing, and team leadership. She takes great interest in all those technological advancements which are helpful for increasing the efficiency of different industrial sectors. With so many activities in her professional life, Julie Zuckerberg also takes out time for herself. She is a true resident of New York City which is known for its vibrant culture. She enjoys everything that New York City offers to its residents and visitors. Her colleagues and friends believe the reason why she constantly comes up with new ideas and amazing strategies is due to her city. Another amazing side of Julie Zuckerberg’s personality is advocating for the rights of human beings, animals, and historically underprivileged communities.

Exemplary Life of David Osio

Out of the efforts of David Osio, he has seen himself grow professionally as the founder and the current hief executive officer of Davos Financial Group of Companies located in Venezuela. Apart from his professionalism, David Osio is a financial advisor. With these quality abilities, he has seen Davos Financial Group of Companies climb to new levels of profitability. David Osio attained a degree from the Catholic University of Andres Bello in Venezuela. Later, he successfully engaged on the specialization of International Banking Law, which deals with the Advanced Management Program.

Back in the year 1981, David Osio started his career in a coffee export program under OPED Enterprises where he was the president. Later, he gladly joined an executive position at Letco Commercial Companies. His role in Letco Commercial Companies was in the expansion of its marketing programs of the products of the company. His exit from Letco Commercial Companies saw him join the Caracas Law Firm, MGO. Here in the Caracas Law Firm, David Osio enthusiastically embarked on banking law. As a result, he was in charge of the corporate clients. At this juncture, he had a lot of experience in both legal advice and the banking sector out of all the above jobs he undertook. He joined the Private Banking Division of Banco Latino International (BLI) as Vice President of the company.

In 1993, David Osio started his company which he named Davos Financial Group of Companies. The success of Davos Group is attributed to Osio’s expertise and ability in the field and also its social responsibility hence not only focusing solely on maximizing profits. He maximized on clients expectations, needs and understandings, therefore making the company populous among the customers. Davos Real Estate Group is an independent affiliate company that makes up the Davos Financial Group. Its role surrounds coming up with investment strategies. Davos Real Estate Group managed to launch its new real estate mobile application in the United States of America. It’s known as Davos CAP Calculator. It enables clients to value rent that conforms his income. The new invention is established on the latest technology platforms hence it’s operational on iPhone and all Android devices.

Learn more:

http://www.slideshare.net/davidosio

http://www.maduradas.com/tag/david-osio/